Winter-Related Damage Causes Over a Billion Dollars in Losses Each Year

Posted: October 13, 2011

Many winter-related disasters can be prevented if you take a few simple steps to protect your home from freezing temperatures, snow and wind. With the weather still mild, autumn is the perfect time to winter-proof your home, according to the Insurance Information Institute (I.I.I.). “Standard homeowners policies cover winter-related disasters such as burst pipes, ice dams, and wind damage caused by weight of ice or snow, as...

Few Homes Have Insurance Coverage for Earthquake or Tsunami, Although the U.S. Is At Risk for Both

Posted: March 23, 2011

The tragic earthquake and tsunami that struck Japan on Friday, March 11, have raised questions regarding insurance coverage and provide a stark reminder that the U.S. is also vulnerable to these natural disasters, according to the Insurance Information Institute (I.I.I.). “Everyone, no matter where they live, should contact their agent or company representative to make sure that they have the right type and amount of...

What Are My Health Insurance Choices?

Posted: March 17, 2011

There are essentially two types of health insurance plans: indemnity plans (fee-for services) or managed care plans. The differences include the choice of providers, out-of-pocket costs for covered services and how bills are paid. There is no one “best” plan for everyone. Some plans are better than others for your or your family’s health care needs, but no one plan will pay for all the costs associated with your...

Protect Your Identity

Posted: March 13, 2011

Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. The FTC estimates that as many as 9 million Americans have their identities stolen each year.In fact, you or someone you know may have experienced some form of identity theft. The crime takes many forms. Identity...

NY Safety Program