The Five Most Dangerous Driving Distractions
Posted: March 19, 2013
Diverting your attention from the road for even a split second could be the difference between life and death. April is Driving Distracted Awareness Month, a serious issue considering that according to the National Highway Traffic and Safety Administration (NHSTA), 16% of fatal crashes in 2009 involved distracted driving. Distracted driving is considered anything that could divert a driver's attention away from the road. According...
National Flood Safety Awareness Week March 12-16, 2012
Posted: March 12, 2012
Flooding is the United States' #1 natural hazard1. We want consumers to know that while homeowner's insurance won't cover them against flooding, they can protect their home and property by purchasing a flood insurance policy separately through you, their local insurance agent. Many people are under the misconception that they are ineligible for flood insurance because of where they live, or their mortgage status. But the truth...
Winter-Related Damage Causes Over a Billion Dollars in Losses Each Year
Posted: October 13, 2011
Many winter-related disasters can be prevented if you take a few simple steps to protect your home from freezing temperatures, snow and wind. With the weather still mild, autumn is the perfect time to winter-proof your home, according to the Insurance Information Institute (I.I.I.). “Standard homeowners policies cover winter-related disasters such as burst pipes, ice dams, and wind damage caused by weight of ice or snow, as...
Few Homes Have Insurance Coverage for Earthquake or Tsunami, Although the U.S. Is At Risk for Both
Posted: March 23, 2011
The tragic earthquake and tsunami that struck Japan on Friday, March 11, have raised questions regarding insurance coverage and provide a stark reminder that the U.S. is also vulnerable to these natural disasters, according to the Insurance Information Institute (I.I.I.). “Everyone, no matter where they live, should contact their agent or company representative to make sure that they have the right type and amount of...
What Are My Health Insurance Choices?
Posted: March 17, 2011
There are essentially two types of health insurance plans: indemnity plans (fee-for services) or managed care plans. The differences include the choice of providers, out-of-pocket costs for covered services and how bills are paid. There is no one “best” plan for everyone. Some plans are better than others for your or your family’s health care needs, but no one plan will pay for all the costs associated with your...